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"Wayne is the most professional and helpful REALTOR we have had the pleasure to work with."
Daniel & Deneen King, Trumbull, CT - Hyatt Corp.
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Wayne, a proven Trumbull, Shelton and Fairfield, Connecticut NUMBER1EXPERT™ Top Selling real estate agent. Find Trumbull, Shelton and Fairfield Homes - Find Trumbull, Shelton and Fairfield, Connecticut real estate listings & homes for sale provided by Wayne, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Wayne, a proven Trumbull, Shelton and Fairfield, Connecticut NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Wayne, a proven Trumbull, Shelton and Fairfield, Connecticut NUMBER1EXPERT™ Top Selling real estate agent. Trumbull, Shelton and Fairfield Information - Find local information on Trumbull, Shelton and Fairfield, Connecticut including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Wayne, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Wayne, a proven Trumbull, Shelton and Fairfield, Connecticut NUMBER1EXPERT™ Top Selling real estate agent. About Wayne - Information about Wayne including testimonials, guarantees, credentials, and contact information. Learn why Wayne is a proven Trumbull, Shelton and Fairfield, Connecticut NUMBER1EXPERT™ Top Selling real estate agent.
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What is the world's largest palace?
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| A |
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s. |
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